Credit repair is the process of addressing unfair and questionable negative items from your credit report. Many Americans are victims of inaccurate or unfair items wrongfully lowering their scores. Some don’t even know.

Unfortunately, there’s no way to predict how long it will take to repair your credit because every client’s credit situation is unique. You must be willing to commit to at least 6-9 months of service (Service times may vary)

The cost is a small monthly fee of $19.99 paid to IdentityIQ, and it’s a necessary expense because it’s the only way for us to see real-time changes to your reports and scores, so we can effectively help you achieve your credit goals. Therefore, If your credit monitoring service is canceled for any reason, we will have no choice but to cancel your credit repair service. You must keep your credit monitoring service ACTIVE throughout the credit repair process.

Good question! After you sign up for credit repair, we will send you an email to activate your client portal. Then you will be prompted to sign up for credit monitoring.

Have you ever made a late payment, denied a loan or credit card, or recently had your credit checked? Depending on your credit status, you might not even need credit repair. To help you find out if credit repair is right for you, we’d be happy to offer you a free credit analysis.

There is a one-time first work/setup fee of $97 charged after onboarding and phone consultation is completed. Your first monthly fee of $97 will begin a month later. You can cancel anytime. We provide you with whatever help you need to reach your credit score goals. And without the high cost!

1. Stop applying for credit unless we recommend it (Each time you do it lowers your scores.)

2. Do not close any accounts (This also lowers your score.)

3. Pay your credit cards down to below 25% of the available credit line. This will make a huge positive impact on your credit score.

4. Never spend more than 25% of the available credit line, even if you pay the balance off in full each month.

5. Pay your bills on time! One late payment will lower your score dramatically and undo all the work we are doing.

6. Pay off any past due bills before they’re sent to collections.

7. Keep your credit monitoring account active throughout the credit repair process, so we can see the changes to your accounts and scores.